housing market

so i signed off on some paperwork pertaining to a three month lease on a rental house the insurance company is putting us into next week...a nice place i am told...two bedrooms and a full basement...newly redone kitchen for the stove and refrigerator that we are getting ( also courtesy of the insurance company )...seems we will be renting furniture ( but not beds...i draw the line there ) to go into the rented house...a lot of cash floating around...but what has really caught my attention is the rent on this modest house...it amounts to $240 more per month than my mortgage on a three bedroom home runs...the housing market has been said to have "turned a corner"...seemingly so... i can imagine that this might seem a reasonable deal to someone dispossessed from an "underwater" mortgage...but who in this blue collar town has that problem? foreclosed, perhaps, but not on a house worth less than what's owed...i can't help but wonder about the distress serial renters face...i'm doing this on someone else's dollar ( less twenty-five years of insurance premiums )...how many people can afford this in this economy here in the rust belt? and if they do what do they forgo to do it? life can be a struggle sometimes...some people just struggle more...nietzsche was mistaken...what doesn't kill you only makes you stronger if it doesn't cripple you in the process of not killing you.